Physical Therapist Pay

Chattanooga vs Knoxville: Physical Therapist Salary (2026)

Compare physical therapist salaries between Chattanooga, TN and Knoxville, TN. All figures are 2026 estimates projected from BLS 2025 data.

Chattanooga, TN
$101,558
$48.82/hr
Knoxville, TN
$98,474
$47.35/hr

Side-by-Side Comparison

MetricChattanooga, TNKnoxville, TN
Median Salary$101,558$98,474
Hourly Rate$48.82$47.35
Entry Level (P10)$75,011$66,445
25th Percentile$81,538$77,818
75th Percentile$108,843$104,007
Top Earner (P90)$128,495$127,245
Total Employed520590
Side-by-side bar chart comparing Chattanooga ($101,558) and Knoxville ($98,474) physical therapist salaries.ChattanoogaKnoxvilleMedian Salary$101,558$98,474Entry Level (P10)$75,011$66,445Top Earner (P90)$128,495$127,245US Median $105,288

Verdict

Chattanooga, TN offers better overall compensation for physical therapists, winning 3 out of 4 metrics compared to Knoxville.

The salary gap between Chattanooga and Knoxville is $3,084 (3.13%). Chattanooga's median is -3.54% compared to the US national median of $105,288.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Chattanooga spans $53,484,Knoxville spans $60,800. Knoxville has a wider pay range, suggesting more variation in pay between entry-level and experienced physical therapists.

Chattanooga
P10 (Entry)$75,011
P25$81,538
Median$101,558
P75$108,843
P90 (Top)$128,495
Knoxville
P10 (Entry)$66,445
P25$77,818
Median$98,474
P75$104,007
P90 (Top)$127,245

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Chattanooga ($111,036 effective) pays 4.38% more than Knoxville ($106,379 effective).

Chattanooga
Nominal: $101,558
CoL Index: 91.464
Adjusted: $111,036
Knoxville
Nominal: $98,474
CoL Index: 92.569
Adjusted: $106,379

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Chattanooga if…

  • Higher median salary ($101,558/year)
  • Better top-earner potential ($128,495)
  • Better purchasing power (CoL-adjusted: $111,036)
  • You prefer the Tennessee area and lifestyle

Choose Knoxville if…

  • Larger job market (590 employed)
  • You prefer the Tennessee area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, physical therapist salaries in Chattanooga grew 8.4% from 2019 to 2025, compared to 14.9% growth in Knoxville over the same period.

Chattanooga, TN

+8.4%

$91,410 (2019) → $99,120 (2025)

Knoxville, TN

+14.9%

$83,660 (2019) → $96,110 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays physical therapists more: Chattanooga or Knoxville?

Chattanooga has a higher median physical therapist salary at $101,558/year, compared to Knoxville at $98,474/year — a difference of $3,084 (3.13%).

What is the hourly rate difference between Chattanooga and Knoxville?

Chattanooga physical therapists earn $48.82/hr while Knoxville hygienists earn $47.35/hr (2026 est.).

Should I relocate from Chattanooga to Knoxville as a physical therapist?

Consider more than just salary when comparing Chattanooga and Knoxville. Factor in cost of living (CoL-adjusted: Chattanooga = $111,036, Knoxville = $106,379), job availability (520 vs 590 employed), commute, and career growth potential.

What do entry-level physical therapists earn in Chattanooga vs Knoxville?

Entry-level (10th percentile) physical therapists earn $75,011 in Chattanooga and $66,445 in Knoxville. The Chattanooga area offers higher starting salaries.
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Written by Alex Morgan, DPT

Career Analyst

Alex Morgan has over 10 years of experience in physical therapy. They specialize in orthopedic rehabilitation. Alex works in a private practice setting.

Clinically reviewed by Jordan Lee, DPTData verified by Maria Garcia, DPT

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 2.46% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Alex Morgan, DPT, a licensed physical therapist with 10+ years of clinical experience. · View source data at BLS.gov