Physical Therapist Pay

Elgin vs Rockford: Physical Therapist Salary (2026)

Compare physical therapist salaries between Elgin, IL and Rockford, IL. All figures are 2026 estimates projected from BLS 2025 data.

Elgin, IL
$107,355
$51.61/hr
Rockford, IL
$103,833
$49.92/hr

Side-by-Side Comparison

MetricElgin, ILRockford, IL
Median Salary$107,355$103,833
Hourly Rate$51.61$49.92
Entry Level (P10)$81,670$77,818
25th Percentile$88,345$102,440
75th Percentile$128,894$126,292
Top Earner (P90)$144,978$130,954
Total Employed16190
Side-by-side bar chart comparing Elgin ($107,355) and Rockford ($103,833) physical therapist salaries.ElginRockfordMedian Salary$107,355$103,833Entry Level (P10)$81,670$77,818Top Earner (P90)$144,978$130,954US Median $105,288

Verdict

Elgin, IL offers better overall compensation for physical therapists, winning 3 out of 4 metrics compared to Rockford.

The salary gap between Elgin and Rockford is $3,522 (3.39%). Elgin's median is +1.96% compared to the US national median of $105,288.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Elgin spans $63,308,Rockford spans $53,136. Elgin has a wider pay range, meaning more potential for high earners but also more variation.

Elgin
P10 (Entry)$81,670
P25$88,345
Median$107,355
P75$128,894
P90 (Top)$144,978
Rockford
P10 (Entry)$77,818
P25$102,440
Median$103,833
P75$126,292
P90 (Top)$130,954

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Rockford ($112,673 effective) pays 1.91% more than Elgin ($110,561 effective).

Elgin
Nominal: $107,355
CoL Index: 97.1
Adjusted: $110,561
Rockford
Nominal: $103,833
CoL Index: 92.154
Adjusted: $112,673

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Elgin if…

  • Higher median salary ($107,355/year)
  • Better top-earner potential ($144,978)
  • You prefer the Illinois area and lifestyle

Choose Rockford if…

  • Larger job market (190 employed)
  • Better purchasing power (CoL-adjusted: $112,673)
  • You prefer the Illinois area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, physical therapist salaries in Elgin grew 12.3% from 2024 to 2025, compared to 9.5% growth in Rockford over the same period.

Elgin, IL

+12.3%

$93,308 (2024) → $104,777 (2025)

Rockford, IL

+9.5%

$92,550 (2019) → $101,340 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays physical therapists more: Elgin or Rockford?

Elgin has a higher median physical therapist salary at $107,355/year, compared to Rockford at $103,833/year — a difference of $3,522 (3.39%).

What is the hourly rate difference between Elgin and Rockford?

Elgin physical therapists earn $51.61/hr while Rockford hygienists earn $49.92/hr (2026 est.).

Should I relocate from Elgin to Rockford as a physical therapist?

Consider more than just salary when comparing Elgin and Rockford. Factor in cost of living (CoL-adjusted: Elgin = $110,561, Rockford = $112,673), job availability (16 vs 190 employed), commute, and career growth potential.

What do entry-level physical therapists earn in Elgin vs Rockford?

Entry-level (10th percentile) physical therapists earn $81,670 in Elgin and $77,818 in Rockford. The Elgin area offers higher starting salaries.

Related Comparisons

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Written by Alex Morgan, DPT

Career Analyst

Alex Morgan has over 10 years of experience in physical therapy. They specialize in orthopedic rehabilitation. Alex works in a private practice setting.

Clinically reviewed by Jordan Lee, DPTData verified by Maria Garcia, DPT

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 2.46% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Alex Morgan, DPT, a licensed physical therapist with 10+ years of clinical experience. · View source data at BLS.gov