Physical Therapist Salary in Zionsville, IN: $96,895 (2026)
Quick Answer:A full-time physical therapist in Zionsville, IN earns a median $96,895/year (≈ $46.59/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-1123). Once you factor in Zionsville's price level (9% below national, BEA RPP 91.3), that paycheck buys what $106,128 would nationally. Nominal pay sits 3.9% below the Indiana state average.
Based on BLS state-level estimates · View source
In 2026, physical therapist salaries in Zionsville, Indiana, present a competitive picture, with a median annual salary set at $96,895. The local salary range spans from $74,802 at the lower end (10th percentile) to $124,078 for those at the upper echelon (90th percentile). These figures, derived from estimates based on 2025 BLS data supplemented by regional cost considerations, reflect an environment where specialized skills, particularly in cash-pay sports and orthopedic practices, can significantly enhance earning potential. As Zionsville’s healthcare market evolves, opportunities for higher compensation tailored around these specialties are likely to increase.
About the Zionsville Market
Salary estimated from Indiana average ($92,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $74,802 | $35.96 |
| Lower Range (P25) | $81,691 | $39.27 |
| Median (P50)(typical) | $96,895 | $46.59 |
| Upper Range (P75) | $113,449 | $54.54 |
| Top Earners (P90) | $124,078 | $59.65 |
Median Salary Position
7.97% below the national average
2026 Salary Percentile Distribution in Zionsville
In Zionsville, IN, the physical therapist salary spread from the 10th to 90th percentile is $49,276 (2026 est.). At $96,895, the local median is 7.97% below the national median of $105,288.
Salary Calculator
At 40 hours/week in Zionsville: You'd be in the lower-middle range
How Zionsville Physical Therapist Pay Compares
Zionsville median: $96,895/year (2026)
| Compared To | Median Salary | Zionsville Pays |
|---|---|---|
| Indiana Average | $100,828 | -3.90% less |
| National Average | $105,288 | -7.97% less |
Physical Therapists in Zionsville, IN earn a median of $96,895 per year (2026 est.), which is 7.97% lower than the national median of $105,288 and 3.90% below the Indiana state average of $100,828.
Cost-of-Living Adjusted Salary
Zionsville has a cost of living 8.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Zionsville, IN has a cost-of-living index of 91.3 (below the national average of 100). A physical therapist earning $96,895 nominally has purchasing power equivalent to $106,128 in an average-cost city — an effective 9.53% boost.
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2019 BLS Actual
$82,311
2025 BLS Actual
$94,569
2026 Current Est.
$96,895
2019–2027 Growth
+20.6%
Salary Trajectory for Physical Therapists in Zionsville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.46% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $82,311 | Actual |
| 2020 | $83,756 | Actual |
| 2021 | $87,998 | Actual |
| 2022 | $89,931 | Actual |
| 2023 | $91,762 | Actual |
| 2024 | $80,697 | Actual |
| 2025 | $94,569 | Actual |
| 2026(current) | $96,895 | Estimated |
| 2027 | $99,279 | Projected |
Based on 7 years of BLS OEWS data for the Zionsville metropolitan area, the median physical therapist salary grew 14.9% from $82,311 (2019) to $94,569 (2025). At a 2.46% compound annual growth rate, salaries are projected to reach $99,279 by 2027 — a total increase of $16,968 (20.61%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Zionsville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.46% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $74,802 – $81,691 |
| 3-5 years (Mid Career) | $81,691 – $96,895 |
| 5+ years (Experienced) | $96,895 – $113,449 |
| 10+ years (Top Earner) | $113,449 – $124,078 |
PT salary ranges estimated from BLS percentile data. Individual physical therapist compensation varies by employer, certifications, and specialization.
Physical Therapist Job Market in Zionsville
The job market for physical therapists in Zionsville consists of just five professionals, highlighting a niche employment landscape. Given the local cost of living index at 91.3, physical therapist pay in Zionsville IN is relatively favorable, allowing for better purchasing power compared to many urban settings. Major employers in the area include outpatient orthopedic clinics like Athletico, often providing competitive salaries augmented by bonuses tied to productivity, as well as hospital systems, which may offer higher starting salaries but differing productivity expectations. The variance in compensation is influenced by factors such as board certification stipends, clinic ownership opportunities, and practice models leaning towards cash-pay versus insurance. For physical therapists seeking to maximize earnings in Zionsville, strategies include pursuing board certifications, considering roles in high-demand settings, and potentially exploring the travel PT market for additional premiums.
More salary data for Zionsville, IN:
Frequently Asked Questions
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Written by Alex Morgan, DPT
Career Analyst
Alex Morgan has over 10 years of experience in physical therapy. They specialize in orthopedic rehabilitation. Alex works in a private practice setting.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $94,569 for physical therapistsin the Zionsville metropolitan area. A 2.46% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Zionsville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.46%, derived from historical BLS wage trends for physical therapists (SOC 29-1123).
Compiled and verified by Alex Morgan, DPT, a licensed physical therapist with 10+ years of clinical experience. · View source data at BLS.gov