Physical Therapist Salary in Georgetown, KY: $95,055 (2026)
Quick Answer:A full-time physical therapist in Georgetown, KY earns a median $95,055/year (≈ $45.70/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-1123). Once you factor in Georgetown's price level (11% below national, BEA RPP 89.3), that paycheck buys what $106,445 would nationally. Nominal pay sits 4.4% below the Kentucky state average.
Based on BLS state-level estimates · View source

In 2026, the average physical therapist salary in Georgetown, KY, is projected to be $95,055 per year, which reflects the financial realities of local healthcare dynamics. This figure is around 9.72% lower than the national median of $105,288, indicating a more competitive compensation landscape for local practitioners. Physical therapists in Georgetown can expect salaries ranging from a low of $75,213 for the bottom 10% to as much as $121,103 at the 90th percentile. These estimates, based on 2025 BLS data projected to 2026, reflect not only salary averages but also the pressures faced in productivity expectations, as therapists are often required to manage a high volume of patient visits per day to maximize their earnings in this market.
About the Georgetown Market
Salary estimated from Kentucky average ($92,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $75,213 | $36.16 |
| Lower Range (P25) | $81,715 | $39.28 |
| Median (P50)(typical) | $95,055 | $45.70 |
| Upper Range (P75) | $112,750 | $54.21 |
| Top Earners (P90) | $121,103 | $58.22 |
Median Salary Position
9.72% below the national average
2026 Salary Percentile Distribution in Georgetown
In Georgetown, KY, the physical therapist salary spread from the 10th to 90th percentile is $45,890 (2026 est.). At $95,055, the local median is 9.72% below the national median of $105,288.
Salary Calculator
At 40 hours/week in Georgetown: You'd be in the lower-middle range
How Georgetown Physical Therapist Pay Compares
Georgetown median: $95,055/year (2026)
| Compared To | Median Salary | Georgetown Pays |
|---|---|---|
| Kentucky Average | $99,430 | -4.40% less |
| National Average | $105,288 | -9.72% less |
Physical Therapists in Georgetown, KY earn a median of $95,055 per year (2026 est.), which is 9.72% lower than the national median of $105,288 and 4.40% below the Kentucky state average of $99,430.
Cost-of-Living Adjusted Salary
Georgetown has a cost of living 10.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Georgetown, KY has a cost-of-living index of 89.3 (below the national average of 100). A physical therapist earning $95,055 nominally has purchasing power equivalent to $106,445 in an average-cost city — an effective 11.98% boost.
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2019 BLS Actual
$80,748
2025 BLS Actual
$92,773
2026 Current Est.
$95,055
2019–2027 Growth
+20.6%
Salary Trajectory for Physical Therapists in Georgetown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.46% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $80,748 | Actual |
| 2020 | $82,165 | Actual |
| 2021 | $86,327 | Actual |
| 2022 | $88,223 | Actual |
| 2023 | $90,019 | Actual |
| 2024 | $78,560 | Actual |
| 2025 | $92,773 | Actual |
| 2026(current) | $95,055 | Estimated |
| 2027 | $97,394 | Projected |
Based on 7 years of BLS OEWS data for the Georgetown metropolitan area, the median physical therapist salary grew 14.9% from $80,748 (2019) to $92,773 (2025). At a 2.46% compound annual growth rate, salaries are projected to reach $97,394 by 2027 — a total increase of $16,646 (20.61%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Georgetown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.46% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $75,213 – $81,715 |
| 3-5 years (Mid Career) | $81,715 – $95,055 |
| 5+ years (Experienced) | $95,055 – $112,750 |
| 10+ years (Top Earner) | $112,750 – $121,103 |
PT salary ranges estimated from BLS percentile data. Individual physical therapist compensation varies by employer, certifications, and specialization.
Physical Therapist Job Market in Georgetown
The job market for physical therapists in Georgetown is relatively small, with only six PTs currently employed in the area. Coupled with a lower cost-of-living index of 89.3, this environment affects take-home pay and purchasing power significantly. Outpatient orthopedic clinics, such as those operated by ATI and Athletico, may offer competitive salaries but often tie compensation closely to productivity metrics, which can emphasize the volume of patient sessions over individualized care. Variations in pay arise from effects such as board certification stipends, benefits of equity in clinic ownership, and the differing models of reimbursement between cash-pay practices and traditional insurance setups. To improve earning potential, PTs in Georgetown might consider seeking specialization certifications, establishing connections with local healthcare networks, or exploring travel PT opportunities that often provide robust compensation packages.
More salary data for Georgetown, KY:
Frequently Asked Questions
How much do physical therapists make in Georgetown, KY in 2026?
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Can physical therapists make $100K in Georgetown?
What is the cost-of-living adjusted physical therapist salary in Georgetown?
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Career Resources
Written by Alex Morgan, DPT
Career Analyst
Alex Morgan has over 10 years of experience in physical therapy. They specialize in orthopedic rehabilitation. Alex works in a private practice setting.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $92,773 for physical therapistsin the Georgetown metropolitan area. A 2.46% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Georgetown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.46%, derived from historical BLS wage trends for physical therapists (SOC 29-1123).
Compiled and verified by Alex Morgan, DPT, a licensed physical therapist with 10+ years of clinical experience. · View source data at BLS.gov