Physical Therapist Salary in Cumberland, RI: $100,706 (2026)
Quick Answer:A full-time physical therapist in Cumberland, RI earns a median $100,706/year (≈ $48.41/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-1123). Once you factor in Cumberland's price level (1% above national, BEA RPP 100.5), that paycheck buys what $100,205 would nationally. Nominal pay sits 4.8% below the Rhode Island state average.
Based on BLS state-level estimates · View source
In 2026, physical therapists in Cumberland, RI can expect a median annual salary of $100,706, which is slightly below the national median of $105,288. This variable compensation range encompasses salaries from $79,338 at the lower end to $127,145 at the higher end, reflecting local estimates based on 2025 BLS data and regional cost adjustments. The hourly median pay is $48.41, indicating the importance of productivity and visits-per-day in determining effective compensation. As the healthcare landscape continues to evolve, these salaries highlight the balance between patient volume and quality care in the physical therapy sector.
About the Cumberland Market
Salary estimated from Rhode Island average ($100,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $79,338 | $38.15 |
| Lower Range (P25) | $86,004 | $41.35 |
| Median (P50)(typical) | $100,706 | $48.41 |
| Upper Range (P75) | $119,052 | $57.23 |
| Top Earners (P90) | $127,145 | $61.13 |
Median Salary Position
4.35% below the national average
2026 Salary Percentile Distribution in Cumberland
In Cumberland, RI, the physical therapist salary spread from the 10th to 90th percentile is $47,807 (2026 est.). At $100,706, the local median is 4.35% below the national median of $105,288.
Salary Calculator
At 40 hours/week in Cumberland: You'd be in the lower-middle range
How Cumberland Physical Therapist Pay Compares
Cumberland median: $100,706/year (2026)
| Compared To | Median Salary | Cumberland Pays |
|---|---|---|
| Rhode Island Average | $105,783 | -4.80% less |
| National Average | $105,288 | -4.35% less |
Physical Therapists in Cumberland, RI earn a median of $100,706 per year (2026 est.), which is 4.35% lower than the national median of $105,288 and 4.80% below the Rhode Island state average of $105,783.
Cost-of-Living Adjusted Salary
Cumberland has a cost of living 0.50% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Cumberland, RI has a cost-of-living index of 100.5 (above the national average of 100). While the nominal salary of $100,706 is competitive, the higher cost of living reduces purchasing power to an effective $100,205 — a 0.5% reduction.
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2019 BLS Actual
$85,548
2025 BLS Actual
$98,288
2026 Current Est.
$100,706
2019–2027 Growth
+20.6%
Salary Trajectory for Physical Therapists in Cumberland (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.46% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $85,548 | Actual |
| 2020 | $87,049 | Actual |
| 2021 | $91,459 | Actual |
| 2022 | $93,467 | Actual |
| 2023 | $95,371 | Actual |
| 2024 | $95,648 | Actual |
| 2025 | $98,288 | Actual |
| 2026(current) | $100,706 | Estimated |
| 2027 | $103,183 | Projected |
Based on 7 years of BLS OEWS data for the Cumberland metropolitan area, the median physical therapist salary grew 14.9% from $85,548 (2019) to $98,288 (2025). At a 2.46% compound annual growth rate, salaries are projected to reach $103,183 by 2027 — a total increase of $17,635 (20.61%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Cumberland metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.46% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $79,338 – $86,004 |
| 3-5 years (Mid Career) | $86,004 – $100,706 |
| 5+ years (Experienced) | $100,706 – $119,052 |
| 10+ years (Top Earner) | $119,052 – $127,145 |
PT salary ranges estimated from BLS percentile data. Individual physical therapist compensation varies by employer, certifications, and specialization.
Physical Therapist Job Market in Cumberland
The local job market in Cumberland currently employs eight physical therapists, suggesting a niche environment that may play into overall pay dynamics. With a cost-of-living index of 100.5, professionals may find purchasing power somewhat constrained. Employers in the area range from outpatient orthopedic clinics, including established chains like Athletico, to home health agencies and skilled nursing facilities. The disparity in pay within Cumberland can largely be attributed to variable productivity expectations, including the number of patient visits and added incentives for board certifications such as the OCS or SCS. Additionally, engaging in cash-pay models may open higher earning potential compared to traditional insurance practices. For those seeking to maximize their salary in this market, focusing on specialization and possibly exploring outpatient settings with performance bonuses, while understanding the local patient demographic, may prove effective strategies.
More salary data for Cumberland, RI:
Frequently Asked Questions
How much do physical therapists make in Cumberland, RI in 2026?
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Can physical therapists make $100K in Cumberland?
What is the cost-of-living adjusted physical therapist salary in Cumberland?
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Written by Alex Morgan, DPT
Career Analyst
Alex Morgan has over 10 years of experience in physical therapy. They specialize in orthopedic rehabilitation. Alex works in a private practice setting.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $98,288 for physical therapistsin the Cumberland metropolitan area. A 2.46% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Cumberland is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.46%, derived from historical BLS wage trends for physical therapists (SOC 29-1123).
Compiled and verified by Alex Morgan, DPT, a licensed physical therapist with 10+ years of clinical experience. · View source data at BLS.gov